Update Your Insurance Policies

Photo copyright by Nik. Update Your Insurance Policies to Save Money.

Updating your insurance policies is an excellent way to save money. If you have one insurance company that takes care of your vehicles and one insurance company that takes care of your home, you need to change this. You can save big money if you insure your vehicles and home with the same insurance company. We are talking at least 10% savings plus when you combine the items you own.

Update your insurance policies by calling your insurance agent. He or she will be very happy to help you save money. If you are leery about changing your insurance policies just ask the insurance companies how much your bill would be if you combine them. Call both insurance companies to see who offers the best deal as well.

While you are speaking to your insurance agent ask him or her what you pay on your auto deductible. If it is not $1,000 than lower it to that amount. The reason is your car insurance should pay for major damage not little scratches or even dents. If you feel you want this coverage, you will be paying hundreds of dollars extra per year that you could be saving IF scratches or dents occur. If you do use this by claiming damage often you will see your insurance premiums jump sky high. Your insurance company may even drop you as a customer if they feel you are a high risk person.

If you are over the age of twenty five than make an appointment with your insurance agent. Your insurance on your vehicle should go to a lower rate as now you are looked at as a more responsible driver. Once you are married you can get a lower insurance rate especially if the two of you combine your insurance plans. You can also lower your rate if you have a safe vehicle such as a van or larger car. If you drive a sport’s car unfortunately you will pay higher premiums.

Overview: Update y our insurance policies by combining your vehicles and home insurance. Lower your vehicle deductible to $1,000. Talk to an agent to lower your rates if you are over 25 years old, married and drive a safe vehicle.

For more information on how to update your insurance policies, please visit: http://www.preparednessmentor.com/.